🏖️ Sabbatical Planning App

Save Now, Go Later

Available Domain: Sabbfi.com

The Problem: Professionals are burning out at an alarming rate, with some studies showing that up to 82% of employees are experiencing it. It's no surprise, then, that 65% of workers have considered taking a career break to support their mental health. The desire for a change of pace is real, and it's growing—the rate of employees taking sabbaticals has more than doubled in the last five years. But here's the catch: 95% of companies don't offer paid sabbaticals, leaving professionals to figure it out on their own. The financial and logistical hurdles of planning an extended break can feel insurmountable, turning a dream of rejuvenation into a stressful nightmare. Here’s what we’re thinking.

The Solution:

• In a line: A digital platform that helps professionals plan and finance their dream sabbatical with personalized tools and resources.
• Product:
  • 📱 A user downloads the app, creates a profile, and securely links their financial accounts to get a holistic view of their finances.
  • 💰 The user sets a sabbatical goal and lets the app auto-save into a high-yield subaccount using round-ups, direct deposits, or bonuses.
  • 💸 Users can take out loans through the platform to fund part of their sabbatical and pay it back when they return to work.
  • 🌴 Beyond finances, the service offers a curated marketplace of sabbatical-friendly travel, volunteer programs, and online courses.
• Business Model: A freemium model with a premium subscription ($19/month) for advanced financial planning tools, the sabbatical marketplace, and one-on-one coaching.
• End Goal: Sell to a major financial services company (like Fidelity or Charles Schwab), a large fintech platform (like SoFi or NerdWallet), or a professional network (like LinkedIn) for a 5-8x revenue multiple.